PROSPERITY BANK CCU Underwriter III (Full Time) - Lubbock, Ave Q in LUBBOCK, Texas
Prosperity Bank is seeking to fill the position of CCU Underwriter III at our Lubbock, Ave Q location. The primary role of the CCU Underwriter III position is to review and underwrite loans. It is preferred that the individual have a working knowledge of Home Equity and Home Improvement loans and also knowledge of consumer loan documentation. This individual's responsibilities will be to identify, analyze, and evaluate loan risks and compensating factors. Also approve, suspend, or deny loan applications, have an efficient ability to define the limits of eligibility and problem solve to provide customers with alternative solutions and ensures that loans are approved within the terms of the Bank s standards and procedures, regulatory underwriting guidelines. As needed assists Central Credit Underwriting loan personnel. A full description of duties available upon hiring. Prosperity Bank is committed to providing our customers a personalized service experience, we're looking for people who are passionate about satisfying customers, will not settle for the average, embrace creativity and operate with a sense of purpose. If this is you, then we are looking forward to meeting you and are excited that you are interested in joining Prosperity Bank - where we are Simply Better! Come join our team and explore the endless possibilities that a career in banking can provide! A pre-employment credit check will be performed on all qualified applicants. *Prosperity Bank is an Equal Employment Opportunity and Affirmative Action employer, and Member FDIC.* Required Skills Sound credit judgment. Excellent written and oral communication skills. Strong self-motivator. Ability to assist others. Good organizational skills and attentive to detail Able to use PC, various software tools, telephone, copier, 10-key, and other basic business machines. Required Experience Associate degree in business or a related field, or an equivalent combination of training and work experience. 5 years experience credit underwriting, loan review or related experience. Strong knowledge of credit reports and determination of credit worthiness while maximizing productivity and minimizing credit risk. Properly review 3rd party credit and collateral data. High level of confidentiality required. Prior experience needed in a financial environment.